Irwin Home Equity

Irwin Home Equity specialized in high loan-to-value (HLTV) mortgages. As the 2007-08 crisis in subprime funding emerged, mortgage brokers were hesitant to consider these loans because of the misconception that HLTV loans were subprime products.

This white paper was written to dispel that myth and explain to mortgage brokers that HLTV financing could be an excellent option for select clients with high credit scores and high incomes. The copy explains HLTV programs from the lender’s point of view and presents various scenarios to describe the benefits and general lending criteria.

Here are excerpts from the white paper. You can read the entire paper in this PDF.





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